"The Credit Cleanup Book" was recently mentioned in Forbes, along with author Shindy Chen's recommendations for credit scoring and money management apps!
Here's a snippet from the article of her top recommendations:
Best for personal credit management and monitoring: Credit Karma, Credit Sesame
Good “worldview” screens that sync with major credit bureaus to show you where your credit stands. Both also offer free basic credit monitoring. On the downside, these services double as lead-generation tools for banks, lenders, and finance companies. “So users can expect to see many advertisements in the form of credit offers for which they believe you’ll qualify, based on your credit score and history.”
Honorable Mention: Credit.com
Easy interface and clear explanations of why your actions may be impacting your credit scores—useful for people looking to cut out potentially harmful behaviors.
There is little reason to turn to this paid credit monitoring site, as similar services are offered for free by other services.